Finance

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Overview of Charge Cards

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A charge card is one type of credit card. However, a charge card doesn’t have a credit limit, minimum payment requirements, or any interest. Learn more about this type of card and if its for you in this article.

Credit Score 101

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Television programming is often saturated with advertisements for credit reporting providers. Still, many people do not fully understand credit scores, how they are created, the role they play in finance, or how they can improve theirs.

HARP Refinancing: Are You Eligible?

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There are refinancing opportunities that may be available for you through a federally mandated program called the Home Affordable Refinance Program (HARP). Your eligibility is based on a number of mortgage criteria.

Qualifications for HARP Refinancing

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The HARP program allows homeowners with little equity to refinance their homes under federal guidelines. This government program is accompanied by a number of rigid qualifications, because it is still a loan product.

Applying for a HARP Loan

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The Home Affordable Refinance Program (HARP) is a federal alternative financing structure that is meant to allow homeowners who are up-to-date on their mortgages to stabilize their home purchases through refinancing.

Fixed-Rate Mortgage Loans

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There are multiple types of mortgage loans available to consumers. Learn what makes fixed-rated mortgage loans different from other types, as well as the pros and cons for entering into this kind of loan agreement.

How to Reduce Mortgage Payments

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Mortgage payments constitute a large portion of many people's monthly payments. Lowering the cost of these payments can add more money in your pocket. We've compiled a few different ways on how to reduce your costs.

Refinancing with FHA Loans

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The Federal Housing Administration offers refinancing options on the loans it insures through qualified lenders. Learn more here about the different financing options that are available and their requirements.

HARP Refinancing: 5 Terms to Know

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The Home Affordable Refinance Program (HARP) has provided financial relief for thousands of American homeowners. Before you apply, you should be aware of the basic terms and phrases associated with the HARP process.