Alot Finance Team
Charge Cards vs Credit Cards: What’s the difference?
When terms are used interchangeably, it can be hard to understand where the differences lie. Turns out, there are some pretty important distinctions to make between charge card and credit card billing, interest rates and fees, and rewards.
Long Term Disability Basics
A long term disability insurance policy would allow you to have access to an income, even if you couldn’t work. In case of an accident, it would be smart to be insured. But what do you know about long term disability insurance? Learn what types of policies are available and how to choose one.
Roth 401k Plans
First enacted in 1998, Roth 401K plans are often one of the cornerstones of a wise retirement investment strategy. In fact, a Roth 401k plan may actually be a better retirement investment than 401K plans for young employees.
Types of IRAs
There are actually 11 different IRA options available to you. Learn more about the various types of IRAs as well as their differences, including the best instances for using each.
Roth IRA Withdrawals
Learn the dos and don'ts before withdrawing funds from your IRA.
What is Roth IRA and What are Its Benefits?
Opening a Roth IRA. Find all the tax advantages to getting a Roth IRA and find the best retirement solutions.
Guidelines on 401k Contributions, Limits, and Rules
Limits on 401k Contributions can vary and are based on three different types of restrictions - those placed on the employee, those placed on the employer and, finally, those related to pre-tax contributions versus after tax 401k contributions.
A Guide to Traditional IRAs
Leveraging the advantages of a Traditional IRA. A Traditional Individual Retirement Account is a great way to spread out your portfolio and retire early.
What is 401k Rollover?
A 401k is the primary retirement savings plan for the modern worker. Understanding what it means to rollover your 401k is critical particularly if you change jobs or lose your job.
PLUS Loan Information
PLUS loans are federal student loans offered to graduate students or parents who have dependent children in college. Unlike some other student loans, PLUS loans are based upon a student's or parent's credit history.