Alot Finance Team
Types of Bank Accounts
Banks offer various types of consumer and commercial accounts. Each type has a specific purpose. Learn more about the various bank accounts that are available as well as their specific uses and features.
HSA vs. FSA: What’s the difference?
Most companies offer health insurance to their employees. You may not know that for the expenses that aren't covered by health insurance, you're likely eligible for a tax-free savings account! Learn how to get the most for your money.
How Do Money Market Accounts Work?
Looking to invest? Or just open a savings account? Who says you have to pick just one? Get the best of both worlds with a money market savings account.
What Is A High Deductible Health Plan?
A high deductible health plan is a good way to meet the requirements of the Affordable Care Act without breaking your budget on monthly premiums. If you save ahead of time, even the high deductible isn't much of a drawback.
An Overview of Internet Banks
Internet banks, sometimes referred to as online banks, offer consumers a way to manage their money without ever having to visit a physical bank location. Learn more about these banks and the features they offer.
Eligible Health Expenses: Avoiding Hefty Penalties
Health Savings Accounts and Flexible Spending Accounts are great ways to adjust to rising healthcare costs, but there are a lot of rules governing these tax-free accounts. If you break them, you can be assessed a hefty penalty!
Are Certificates of Deposit Good Investments?
Certificates of deposit can be an excellent way to earn interest off while you save money, but they may not be all you expect. Research just how good, or bad, an investment that certificates of deposit really are.
7 Things You Need to Know About Consolidating Credit Cards
Credit card consolidation is a useful tool if your debt is out of control. By combining your credit card debt into one affordable, manageable, monthly payment, you can crawl out from under the thumb of debt sooner.
The Best Way to Pay Off College Loans
While college loans give students financial breathing room while they earn a degree, they create a lot of stress for graduates. Luckily there's a way to make paying back your college loans quicker and more efficient.
3 Budgeting Apps You Need
You already carry your smartphone everywhere you go, so why not put it to good financial use? These three budgeting apps make tracking your money easy and quick. It's like having your bank account right in your hand.